Homeowners - Fire & Earthquake Insurance

At the time of a disaster, your residence, business, or commercial enterprise, you should be protected!

Insurance is designed to cover the loss of trade patterns to direct or indirect result of the fire and catastrophic damage.

Basic coverage of our fire insurance policy covers the following:
  • Fire
  • Water to douse a fire
  • Impact of lightning
  • Smoke or soot
  • Explosion
  • Impact of land or air vehicles
  • Debris Removal **

Additional Coverage always included:
  • Fire and direct damage caused by earthquakes
  • Direct damage caused by flood and landslide
  • Direct damage caused by storm or hurricane force winds
  • Direct damage caused by public disorder
  • Direct damage caused by evil-doing
  • Direct damage caused by looting